/* ==========================================================
   LN Assurances — feuille de style commune à tout le site
   Charte : bleu #00B4D8 · vert #A4DE02 · police Nunito
   ========================================================== */

/* Police hébergée sur le site (pas d'appel à Google : RGPD + vitesse) */
@font-face {
  font-family: "Nunito";
  src: url("../fonts/nunito.woff2") format("woff2");
  font-weight: 200 1000;
  font-style: normal;
  font-display: swap;
}

:root {
  --bleu: #00B4D8;
  --bleu-fonce: #0086A3;      /* bleu lisible sur fond blanc (liens, textes) */
  --bleu-clair: #E6F8FC;
  --vert: #A4DE02;
  --vert-fonce: #6F9A00;
  --vert-clair: #F3FBDD;
  --nuit: #011F2B;            /* fond sombre de marque */
  --nuit-2: #04303F;
  --texte: #10252E;
  --texte-2: #4A5F68;
  --texte-3: #7D8F96;
  --fond: #FFFFFF;
  --fond-2: #F5F8F9;
  --bord: #E3EAED;
  --rayon: 18px;
  --rayon-s: 10px;
  --ombre: 0 1px 2px rgba(1,31,43,.04), 0 8px 24px rgba(1,31,43,.06);
  --largeur: 1180px;
  --police: "Nunito", system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;
}

/* ---------- Base ---------- */
*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  margin: 0;
  font-family: var(--police);
  font-size: 17px;
  line-height: 1.65;
  color: var(--texte);
  background: var(--fond);
  -webkit-font-smoothing: antialiased;
}
img, svg { display: block; max-width: 100%; }
a { color: var(--bleu-fonce); }
h1, h2, h3, h4 { line-height: 1.2; margin: 0 0 .5em; font-weight: 800; letter-spacing: -.01em; }
h1 { font-size: clamp(2rem, 4.2vw, 3.1rem); }
h2 { font-size: clamp(1.6rem, 3vw, 2.25rem); }
h3 { font-size: 1.2rem; }
p { margin: 0 0 1em; }
ul { margin: 0; padding: 0; }
:focus-visible { outline: 3px solid var(--bleu); outline-offset: 2px; border-radius: 4px; }

.conteneur { width: 100%; max-width: var(--largeur); margin: 0 auto; padding: 0 20px; }
.section { padding: clamp(56px, 8vw, 96px) 0; }
.section--gris { background: var(--fond-2); }
.visually-hidden { position: absolute !important; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }
.lien-evitement { position: absolute; left: -9999px; top: 8px; z-index: 100; background: var(--nuit); color: #fff; padding: 8px 14px; border-radius: 8px; }
.lien-evitement:focus { left: 8px; }

/* Surtitre + titre de section */
.surtitre {
  display: inline-flex; align-items: center; gap: 8px;
  font-size: .8rem; font-weight: 800; letter-spacing: .08em; text-transform: uppercase;
  color: var(--bleu-fonce); margin-bottom: 12px;
}
.surtitre::before { content: ""; width: 18px; height: 3px; border-radius: 2px; background: linear-gradient(90deg, var(--bleu), var(--vert)); }
.entete-section { max-width: 720px; margin-bottom: 40px; }
.entete-section p { color: var(--texte-2); font-size: 1.08rem; }

/* ---------- Boutons ---------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  min-height: 48px; padding: 0 22px; border-radius: 999px;
  font-family: inherit; font-size: 1rem; font-weight: 800; text-decoration: none;
  border: 2px solid transparent; cursor: pointer; transition: background .2s, color .2s, border-color .2s, transform .2s;
}
.btn svg { width: 18px; height: 18px; flex-shrink: 0; }
.btn:hover { transform: translateY(-1px); }
.btn--vert { background: var(--vert); color: var(--nuit); }
.btn--vert:hover { background: #B5EA1F; }
.btn--bleu { background: var(--bleu); color: var(--nuit); }
.btn--bleu:hover { background: #22C4E4; }
.btn--contour-sombre { border-color: var(--bord); color: var(--texte); background: #fff; }
.btn--contour-sombre:hover { border-color: var(--bleu); color: var(--bleu-fonce); }

/* ---------- En-tête ---------- */
.entete {
  position: sticky; top: 0; z-index: 50;
  background: rgba(255,255,255,.94); backdrop-filter: saturate(1.4) blur(10px);
  border-bottom: 1px solid var(--bord);
}
.entete__barre { display: flex; align-items: center; gap: 20px; height: 76px; }
.entete__actions .btn { white-space: nowrap; }
.entete__logo img { height: 30px; width: auto; }
.nav { margin-left: auto; }
.nav__liste { display: flex; align-items: center; gap: 4px; list-style: none; }
.nav__liste a {
  display: block; white-space: nowrap; padding: 8px 12px; border-radius: 8px;
  color: var(--texte); font-weight: 700; font-size: .98rem; text-decoration: none;
}
.nav__liste a:hover, .nav__liste a[aria-current="page"] { color: var(--bleu-fonce); background: var(--bleu-clair); }
.entete__actions { display: flex; align-items: center; gap: 10px; }
.entete__tel { display: inline-flex; align-items: center; gap: 8px; font-weight: 800; color: var(--texte); text-decoration: none; white-space: nowrap; }
.entete__tel svg { width: 18px; height: 18px; color: var(--bleu-fonce); }
.entete__actions .btn { min-height: 42px; padding: 0 18px; font-size: .95rem; }
.menu-bouton { display: none; margin-left: auto; width: 44px; height: 44px; border: 1px solid var(--bord); background: #fff; border-radius: 10px; cursor: pointer; align-items: center; justify-content: center; }
.menu-bouton svg { width: 22px; height: 22px; }

@media (max-width: 1240px) {
  .entete__tel span { display: none; }
  .nav__liste a { padding: 8px 10px; }
}
@media (max-width: 920px) {
  .menu-bouton { display: inline-flex; }
  .nav {
    display: none; position: absolute; top: 76px; left: 0; right: 0;
    background: #fff; border-bottom: 1px solid var(--bord); padding: 12px 20px 20px; box-shadow: var(--ombre);
  }
  .nav.est-ouvert { display: block; }
  .nav__liste { flex-direction: column; align-items: stretch; }
  .nav__liste a { padding: 12px; font-size: 1.05rem; }
  .entete__actions .btn { display: none; }
  .entete__actions { margin-left: auto; }
  .menu-bouton { margin-left: 0; }
}

/* ---------- Hero accueil (clair) ---------- */
.hero { position: relative; overflow: hidden; background: linear-gradient(180deg, #F2FBFD 0%, #FFFFFF 100%); padding: clamp(56px, 8vw, 104px) 0 clamp(48px, 6vw, 80px); }
.hero::before {
  content: ""; position: absolute; inset: 0; pointer-events: none;
  background:
    radial-gradient(ellipse 45% 60% at 92% 15%, rgba(0,180,216,.14), transparent 65%),
    radial-gradient(ellipse 35% 45% at 70% 95%, rgba(164,222,2,.12), transparent 65%);
}
.hero__grille { position: relative; display: grid; grid-template-columns: 1.3fr .7fr; gap: 56px; align-items: center; }
.hero__badge {
  display: inline-flex; align-items: center; gap: 8px; margin-bottom: 22px;
  padding: 6px 14px; border-radius: 999px; font-size: .85rem; font-weight: 700;
  background: #fff; border: 1px solid var(--bord); color: var(--texte-2);
}
.hero__badge svg { width: 14px; height: 14px; color: var(--bleu-fonce); }
.hero h1 { margin-bottom: 20px; }
.hero h1 em { font-style: normal; color: var(--bleu-fonce); }
.hero h1 em + em, .hero h1 em:last-of-type { color: var(--vert-fonce); }
.hero__intro { font-size: 1.15rem; color: var(--texte-2); max-width: 600px; margin-bottom: 32px; }
.hero__cta { display: flex; flex-wrap: wrap; gap: 12px; margin-bottom: 32px; }
.hero__preuves { display: flex; flex-wrap: wrap; gap: 10px 24px; list-style: none; font-size: .95rem; color: var(--texte-2); }
.hero__preuves li { display: flex; align-items: center; gap: 8px; }
.hero__preuves svg { width: 18px; height: 18px; color: var(--vert-fonce); flex-shrink: 0; }
.hero__visuel { display: grid; place-items: center; }
.hero__visuel img { width: min(260px, 70%); height: auto; filter: drop-shadow(0 24px 40px rgba(0,134,163,.18)); }
@media (max-width: 920px) {
  .hero__grille { grid-template-columns: 1fr; }
  .hero__visuel { display: none; }
}

/* ---------- Grilles d'univers (particuliers / pros) ---------- */
.univers { display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px; }
.carte-univers {
  display: flex; flex-direction: column;
  background: #fff; border: 1px solid var(--bord); border-radius: var(--rayon);
  padding: 26px 24px 22px; box-shadow: var(--ombre); transition: border-color .2s, transform .2s;
}
.carte-univers:hover { border-color: var(--bleu); transform: translateY(-2px); }
.carte-univers__icone { width: 52px; height: 52px; border-radius: 14px; display: grid; place-items: center; margin-bottom: 18px; background: var(--bleu-clair); color: var(--bleu-fonce); }
.carte-univers__icone--vert { background: var(--vert-clair); color: var(--vert-fonce); }
.carte-univers__icone svg { width: 26px; height: 26px; }
.carte-univers h3 { margin-bottom: 6px; }
.carte-univers > p { color: var(--texte-2); font-size: .95rem; margin-bottom: 16px; }
.carte-univers ul { list-style: none; margin-bottom: 18px; flex-grow: 1; }
.carte-univers li { border-top: 1px solid var(--bord); }
.carte-univers li a { display: flex; justify-content: space-between; align-items: center; padding: 9px 0; font-size: .95rem; font-weight: 700; color: var(--texte); text-decoration: none; }
.carte-univers li a::after { content: "→"; color: var(--texte-3); transition: transform .2s, color .2s; }
.carte-univers li a:hover { color: var(--bleu-fonce); }
.carte-univers li a:hover::after { color: var(--bleu-fonce); transform: translateX(3px); }
.carte-univers__plus { font-size: .88rem; color: var(--texte-3); }
.lien-fleche { display: inline-flex; align-items: center; gap: 6px; font-weight: 800; text-decoration: none; }
.lien-fleche::after { content: "→"; transition: transform .2s; }
.lien-fleche:hover::after { transform: translateX(3px); }
.pied-bloc { margin-top: 32px; display: flex; flex-wrap: wrap; gap: 12px; align-items: center; }
@media (max-width: 1080px) { .univers { grid-template-columns: 1fr 1fr; } }
@media (max-width: 600px) { .univers { grid-template-columns: 1fr; } }

/* Métiers (puces) */
.metiers { margin-top: 44px; padding: 30px; border-radius: var(--rayon); background: #fff; border: 1px solid var(--bord); }
.metiers h3 { margin-bottom: 4px; }
.metiers > p { color: var(--texte-2); font-size: .95rem; margin-bottom: 18px; }
.puces { display: flex; flex-wrap: wrap; gap: 10px; list-style: none; }
.puces a {
  display: inline-flex; align-items: center; min-height: 40px; padding: 0 16px; border-radius: 999px;
  background: var(--fond-2); border: 1px solid var(--bord); color: var(--texte); font-weight: 700; font-size: .93rem; text-decoration: none;
}
.puces a:hover { border-color: var(--bleu); color: var(--bleu-fonce); background: var(--bleu-clair); }
.puces a.puce--vedette { background: var(--vert-clair); border-color: #D6EF95; }

/* ---------- Produits phares ---------- */
.phares { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.phare {
  position: relative; display: flex; flex-direction: column;
  background: #fff; border: 1px solid var(--bord); border-radius: 22px; padding: 30px 28px 28px;
  box-shadow: var(--ombre); overflow: hidden;
}
.phare::before { content: ""; position: absolute; top: 0; left: 0; right: 0; height: 4px; background: linear-gradient(90deg, var(--bleu), var(--vert)); }
.phare__cible {
  align-self: flex-start; margin-bottom: 14px; padding: 4px 12px; border-radius: 999px;
  font-size: .78rem; font-weight: 800; letter-spacing: .04em; text-transform: uppercase;
  background: var(--vert-clair); color: var(--vert-fonce);
}
.phare__cible--pro { background: var(--bleu-clair); color: var(--bleu-fonce); }
.phare h3 { font-size: 1.4rem; margin-bottom: 10px; }
.phare__accroche { color: var(--texte-2); font-size: .98rem; }
.phare__chiffre { margin: 4px 0 20px; padding: 16px 18px; border-radius: 14px; background: var(--fond-2); }
.phare__chiffre strong { display: block; font-size: 1.9rem; font-weight: 900; line-height: 1.1; color: var(--bleu-fonce); }
.phare__chiffre small { font-size: 1rem; font-weight: 800; }
.phare__chiffre span { display: block; margin-top: 4px; font-size: .86rem; line-height: 1.45; color: var(--texte-3); }
.phare__points { list-style: none; margin-bottom: 24px; flex-grow: 1; }
.phare__points li { display: flex; gap: 10px; align-items: flex-start; font-size: .95rem; margin-bottom: 10px; line-height: 1.45; }
.phare__points svg { width: 18px; height: 18px; margin-top: 2px; flex-shrink: 0; color: var(--vert-fonce); }
.phare__actions { display: flex; flex-direction: column; align-items: flex-start; gap: 14px; }
.phare__actions .btn { min-height: 44px; }
@media (max-width: 1000px) { .phares { grid-template-columns: 1fr; max-width: 640px; } }

/* ---------- Méthode (étapes) ---------- */
.etapes { padding: 0; margin: 0; display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; list-style: none; counter-reset: etape; }
.etape { position: relative; padding: 30px 26px 26px; border-radius: var(--rayon); background: #fff; border: 1px solid var(--bord); }
.etape::before {
  counter-increment: etape; content: counter(etape, decimal-leading-zero);
  display: block; font-size: 2.4rem; font-weight: 900; line-height: 1; margin-bottom: 16px;
  background: linear-gradient(90deg, var(--bleu), var(--vert)); -webkit-background-clip: text; background-clip: text; color: transparent;
}
.etape h3 { margin-bottom: 8px; }
.etape p { color: var(--texte-2); font-size: .97rem; margin: 0; }
@media (max-width: 820px) { .etapes { grid-template-columns: 1fr; } }

/* ---------- À propos ---------- */
.apropos { display: grid; grid-template-columns: .8fr 1.2fr; gap: 56px; align-items: center; }
.apropos__visuel {
  aspect-ratio: 4 / 4.2; border-radius: 28px; background: linear-gradient(160deg, var(--bleu-clair), var(--vert-clair));
  display: grid; place-items: center; position: relative; overflow: hidden;
}

.apropos__visuel img { position: relative; width: 34%; height: auto; }
.apropos__texte p { color: var(--texte-2); }
.apropos__faits { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; list-style: none; margin: 24px 0 28px; }
.apropos__faits li { padding: 14px 16px; border-radius: var(--rayon-s); background: var(--fond-2); border: 1px solid var(--bord); font-size: .93rem; line-height: 1.4; }
.apropos__faits strong { display: block; color: var(--texte); }
.apropos__faits span { color: var(--texte-3); }
@media (max-width: 920px) {
  .apropos { grid-template-columns: 1fr; gap: 32px; }
  .apropos__visuel { aspect-ratio: 16 / 8; }
  .apropos__visuel img { width: 16%; }
}
@media (max-width: 480px) { .apropos__faits { grid-template-columns: 1fr; } }

/* ---------- FAQ ---------- */
.faq { max-width: 860px; }
.faq details { border-bottom: 1px solid var(--bord); }
.faq details:first-of-type { border-top: 1px solid var(--bord); }
.faq summary {
  list-style: none; cursor: pointer; display: flex; justify-content: space-between; align-items: center; gap: 20px;
  padding: 22px 0; font-size: 1.1rem; font-weight: 800;
}
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after {
  content: "+"; flex-shrink: 0; width: 32px; height: 32px; border-radius: 50%;
  display: grid; place-items: center; background: var(--bleu-clair); color: var(--bleu-fonce); font-size: 1.3rem; font-weight: 700;
  transition: transform .2s;
}
.faq details[open] summary::after { transform: rotate(45deg); }
.faq details > div { padding: 0 52px 22px 0; color: var(--texte-2); }
.faq details > div p:last-child { margin: 0; }

/* ---------- Appel à l'action final (clair) ---------- */
.cta-final .conteneur {
  text-align: center; padding: clamp(40px, 6vw, 64px) 24px; border-radius: 28px;
  background: linear-gradient(135deg, var(--bleu-clair) 0%, #F7FCEB 100%); border: 1px solid #D5EEF4;
}
.cta-final h2 { max-width: 760px; margin: 0 auto 14px; }
.cta-final p { color: var(--texte-2); max-width: 620px; margin: 0 auto 30px; font-size: 1.08rem; }
.cta-final__boutons { display: flex; flex-wrap: wrap; justify-content: center; gap: 12px; }

/* ---------- Pied de page ---------- */
.pied { background: #0B3C4C; color: rgba(255,255,255,.78); font-size: .95rem; padding: 64px 0 28px; }
.pied a { color: rgba(255,255,255,.78); text-decoration: none; }
.pied a:hover { color: #fff; text-decoration: underline; }
.pied__grille { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr; gap: 40px; margin-bottom: 48px; }
.pied__marque img { height: 30px; width: auto; margin-bottom: 18px; }
.pied__marque p { max-width: 320px; }
.pied h2 { font-size: .8rem; letter-spacing: .1em; text-transform: uppercase; color: #fff; margin-bottom: 16px; }
.pied ul { list-style: none; }
.pied li { margin-bottom: 9px; }
.pied__contact li { display: flex; gap: 10px; align-items: flex-start; }
.pied__contact svg { width: 17px; height: 17px; margin-top: 4px; color: var(--bleu); flex-shrink: 0; }
.pied__legal { border-top: 1px solid rgba(255,255,255,.14); padding-top: 24px; font-size: .82rem; line-height: 1.6; color: rgba(255,255,255,.66); }
.pied__legal p { margin-bottom: 10px; }
.pied__bas { display: flex; flex-wrap: wrap; justify-content: space-between; gap: 12px; margin-top: 8px; }
.pied__bas ul { display: flex; flex-wrap: wrap; gap: 6px 20px; }
.pied__bas li { margin: 0; }
@media (max-width: 920px) { .pied__grille { grid-template-columns: 1fr 1fr; } }
@media (max-width: 540px) { .pied__grille { grid-template-columns: 1fr; gap: 32px; } }

/* À compléter (visible uniquement pendant la construction) */
.a-completer { background: #FFF3C4; color: #6B5000; padding: 0 4px; border-radius: 3px; }

/* Alignement du logo sur la ligne de base du menu (écrans larges) */
@media (min-width: 921px) {
  .entete__logo { transform: translateY(-5px); }
  .nav, .entete__actions { transform: translateY(4px); }
}

/* ==========================================================
   GABARIT « PAGE PRODUIT » (réutilisé par toutes les pages produits)
   ========================================================== */

/* En-tête de page */
.page-hero { background: linear-gradient(180deg, #F2FBFD 0%, #FFFFFF 100%); padding: 28px 0 clamp(40px, 6vw, 64px); border-bottom: 1px solid var(--bord); }
.ariane ol { display: flex; flex-wrap: wrap; gap: 6px; list-style: none; padding: 0; margin: 0 0 28px; font-size: .88rem; color: var(--texte-3); }
.ariane li + li::before { content: "›"; margin-right: 6px; }
.ariane a { color: var(--texte-2); text-decoration: none; }
.ariane a:hover { color: var(--bleu-fonce); text-decoration: underline; }
.page-hero h1 { max-width: 820px; margin-bottom: 18px; }
.page-hero h1 em { font-style: normal; color: var(--bleu-fonce); }
.page-hero__intro { font-size: 1.15rem; color: var(--texte-2); max-width: 760px; margin-bottom: 26px; }
.page-hero__cta { display: flex; flex-wrap: wrap; gap: 12px; margin-bottom: 22px; }
.auteur { display: flex; align-items: center; gap: 10px; font-size: .88rem; color: var(--texte-3); }
.auteur img { width: 34px; height: 34px; border-radius: 50%; background: #fff; border: 1px solid var(--bord); padding: 5px; object-fit: contain; }
.auteur strong { color: var(--texte-2); }

/* Mise en page contenu + barre latérale */
.page-corps { display: grid; grid-template-columns: minmax(0, 1fr) 300px; gap: 56px; align-items: start; padding-top: clamp(40px, 6vw, 72px); padding-bottom: clamp(40px, 6vw, 72px); }
.lateral { position: sticky; top: 100px; display: grid; gap: 18px; }
.sommaire { padding: 22px; border: 1px solid var(--bord); border-radius: var(--rayon); background: #fff; }
.sommaire p { font-size: .78rem; font-weight: 800; letter-spacing: .08em; text-transform: uppercase; color: var(--texte-3); margin-bottom: 10px; }
.sommaire ol { list-style: none; padding: 0; margin: 0; }
.sommaire li a { display: block; padding: 6px 0 6px 12px; border-left: 2px solid var(--bord); font-size: .92rem; font-weight: 700; color: var(--texte-2); text-decoration: none; line-height: 1.35; }
.sommaire li a:hover { border-left-color: var(--bleu); color: var(--bleu-fonce); }
.carte-cta { padding: 24px 22px; border-radius: var(--rayon); background: linear-gradient(150deg, var(--bleu-clair), var(--vert-clair)); border: 1px solid #D5EEF4; }
.carte-cta h2 { font-size: 1.15rem; margin-bottom: 8px; }
.carte-cta p { font-size: .92rem; color: var(--texte-2); margin-bottom: 16px; }
.carte-cta .btn { width: 100%; margin-bottom: 10px; }
.carte-cta .btn:last-child { margin-bottom: 0; }
@media (max-width: 1000px) {
  .page-corps { grid-template-columns: 1fr; gap: 0; }
  .lateral { position: static; order: -1; margin-bottom: 36px; }
  .lateral .carte-cta { display: none; }
}

/* Texte rédactionnel */
.contenu { min-width: 0; }
.contenu > section { scroll-margin-top: 96px; margin-bottom: clamp(44px, 6vw, 64px); }
.contenu > section:last-child { margin-bottom: 0; }
.contenu h2 { font-size: clamp(1.45rem, 2.4vw, 1.9rem); margin-bottom: 16px; }
.contenu h3 { margin: 24px 0 8px; }
.contenu p, .contenu li { color: var(--texte-2); }
.contenu ul.liste { padding-left: 0; list-style: none; margin: 0 0 1em; }
.contenu ul.liste li { position: relative; padding-left: 26px; margin-bottom: 10px; }
.contenu ul.liste li::before { content: ""; position: absolute; left: 4px; top: .6em; width: 9px; height: 9px; border-radius: 50%; background: linear-gradient(135deg, var(--bleu), var(--vert)); }
.contenu strong { color: var(--texte); }
.source { font-size: .82rem; color: var(--texte-3); }

/* Encadré « En bref » */
.en-bref { padding: 26px 28px; border-radius: var(--rayon); background: var(--fond-2); border: 1px solid var(--bord); border-left: 4px solid var(--bleu); }
.en-bref h2 { font-size: 1.2rem; margin-bottom: 12px; }
.en-bref ul { margin: 0; }

/* Tableaux */
.tableau-wrap { overflow-x: auto; border: 1px solid var(--bord); border-radius: var(--rayon); margin: 8px 0 16px; }
.tableau { width: 100%; border-collapse: collapse; font-size: .95rem; min-width: 560px; }
.tableau th, .tableau td { padding: 14px 16px; text-align: left; vertical-align: top; border-bottom: 1px solid var(--bord); }
.tableau thead th { background: var(--fond-2); font-size: .82rem; letter-spacing: .04em; text-transform: uppercase; color: var(--texte-2); }
.tableau tbody tr:last-child td, .tableau tbody tr:last-child th { border-bottom: 0; }
.tableau tbody th { font-weight: 800; color: var(--texte); }
.tableau td { color: var(--texte-2); }
.tableau .oui { color: var(--vert-fonce); font-weight: 800; white-space: nowrap; }
.tableau .non { color: var(--texte-3); white-space: nowrap; }

/* Deux cartes côte à côte */
.duo { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; margin: 8px 0 18px; }
.duo > div { padding: 22px; border: 1px solid var(--bord); border-radius: var(--rayon); background: #fff; }
.duo h3 { margin: 0 0 8px; font-size: 1.08rem; }
.duo p { font-size: .95rem; margin: 0; }
.duo .etiquette { display: inline-block; margin-bottom: 10px; padding: 3px 10px; border-radius: 999px; font-size: .75rem; font-weight: 800; text-transform: uppercase; letter-spacing: .04em; background: var(--fond-2); color: var(--texte-3); }
.duo .etiquette--vert { background: var(--vert-clair); color: var(--vert-fonce); }
@media (max-width: 640px) { .duo { grid-template-columns: 1fr; } }

/* Étapes numérotées (version compacte) */
.etapes-liste { list-style: none; padding: 0; margin: 8px 0 18px; counter-reset: e; }
.etapes-liste li { position: relative; padding: 0 0 18px 56px; }
.etapes-liste li::before {
  counter-increment: e; content: counter(e); position: absolute; left: 0; top: 0;
  width: 38px; height: 38px; border-radius: 50%; display: grid; place-items: center;
  font-weight: 900; color: var(--bleu-fonce); background: var(--bleu-clair); border: 1px solid #CDEFF6;
}
.etapes-liste li::after { content: ""; position: absolute; left: 19px; top: 42px; bottom: 4px; width: 2px; background: var(--bord); }
.etapes-liste li:last-child::after { display: none; }
.etapes-liste li > strong:first-child { display: block; margin-bottom: 2px; }

/* Chiffres clés */
.chiffres-cles { display: grid; grid-template-columns: repeat(3, 1fr); gap: 14px; margin: 8px 0 12px; }
.chiffres-cles div { padding: 20px; border-radius: var(--rayon); background: var(--fond-2); border: 1px solid var(--bord); }
.chiffres-cles strong { display: block; font-size: 1.8rem; font-weight: 900; line-height: 1.1; color: var(--bleu-fonce); margin-bottom: 6px; }
.chiffres-cles span { font-size: .9rem; color: var(--texte-2); line-height: 1.45; display: block; }
@media (max-width: 700px) { .chiffres-cles { grid-template-columns: 1fr; } }

/* Cas client */
.cas { padding: 28px; border-radius: 22px; border: 1px solid var(--bord); background: #fff; box-shadow: var(--ombre); }
.cas__contexte { font-size: .95rem; }
.barre { margin-bottom: 14px; }
.barre__ligne { display: flex; justify-content: space-between; gap: 12px; font-size: .93rem; margin-bottom: 6px; color: var(--texte-2); }
.barre__ligne strong { color: var(--texte); white-space: nowrap; }
.barre__piste { height: 12px; border-radius: 999px; background: var(--fond-2); overflow: hidden; }
.barre__remplissage { height: 100%; border-radius: 999px; }
.barre__remplissage--banque { background: #B8C6CC; }
.barre__remplissage--lna { background: linear-gradient(90deg, var(--bleu), var(--vert)); }
.cas__gain { display: flex; flex-wrap: wrap; align-items: baseline; justify-content: space-between; gap: 8px 16px; margin-top: 20px; padding-top: 18px; border-top: 1px solid var(--bord); }
.cas__gain span { color: var(--texte-2); }
.cas__gain strong { font-size: 2rem; font-weight: 900; line-height: 1; color: var(--vert-fonce); white-space: nowrap; }

/* Liste de documents */
.documents { display: grid; grid-template-columns: repeat(3, 1fr); gap: 12px; list-style: none; padding: 0; margin: 0 0 22px; }
.documents li { padding: 14px 16px; border-radius: var(--rayon-s); border: 1px solid var(--bord); background: #fff; font-size: .93rem; font-weight: 700; color: var(--texte); line-height: 1.35; }
.documents li span { display: block; font-weight: 400; font-size: .85rem; color: var(--texte-3); margin-top: 2px; }
@media (max-width: 700px) { .documents { grid-template-columns: 1fr; } }

/* FAQ dans le contenu */
.contenu .faq { max-width: none; }

/* ==========================================================
   FORMULAIRES
   ========================================================== */
.formulaire { border: 1px solid #CDEFF6; border-radius: 22px; background: #fff; box-shadow: 0 8px 40px rgba(0,180,216,.1); overflow: hidden; }
.formulaire__tete { display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 8px; padding: 18px 26px; background: var(--bleu-clair); border-bottom: 1px solid #CDEFF6; }
.formulaire__tete h3 { margin: 0; font-size: 1.1rem; }
.formulaire__tete span { font-size: .86rem; color: var(--texte-2); }
.formulaire__alerte { margin: 20px 26px 0; padding: 14px 16px; border-radius: var(--rayon-s); background: #FFF1F0; border: 1px solid #F5C2BE; color: #9A2A1F; font-size: .95rem; font-weight: 700; }
.formulaire fieldset { border: 0; margin: 0; padding: 22px 26px 4px; }
.formulaire legend { float: left; width: 100%; padding: 0; margin-bottom: 12px; font-size: .78rem; font-weight: 800; letter-spacing: .08em; text-transform: uppercase; color: var(--bleu-fonce); }
.champs { display: grid; grid-template-columns: repeat(3, 1fr); gap: 14px 16px; }
.champ { display: flex; flex-direction: column; gap: 6px; min-width: 0; }
.champ--large { grid-column: span 3; }
.champs .champ--large:first-child { grid-column: span 1; }
.formulaire label { font-size: .9rem; font-weight: 700; color: var(--texte); }
.formulaire abbr { color: #C0392B; text-decoration: none; }
.formulaire input[type="text"], .formulaire input[type="tel"], .formulaire input[type="email"], .formulaire input[type="month"], .formulaire select, .formulaire textarea {
  width: 100%; min-height: 46px; padding: 10px 14px; border: 1px solid #CFDADF; border-radius: 10px; background: #fff;
  font-family: inherit; font-size: 1rem; color: var(--texte);
}
.formulaire textarea { resize: vertical; min-height: 90px; }
.formulaire input:focus, .formulaire select:focus, .formulaire textarea:focus { outline: none; border-color: var(--bleu); box-shadow: 0 0 0 3px rgba(0,180,216,.18); }
.formulaire.est-verifie :invalid { border-color: #D9534F; }
.formulaire ::placeholder { color: #A5B3B9; }
.formulaire__pied { padding: 18px 26px 26px; margin-top: 12px; border-top: 1px solid var(--bord); background: var(--fond-2); }
.case { display: flex; gap: 12px; align-items: flex-start; font-weight: 600 !important; cursor: pointer; }
.case input { width: 20px; height: 20px; margin-top: 2px; flex-shrink: 0; accent-color: var(--bleu-fonce); }
.formulaire.est-verifie .case input:invalid { outline: 2px solid #D9534F; outline-offset: 2px; }
.mention-rgpd { margin: 12px 0 18px; font-size: .8rem !important; line-height: 1.55; color: var(--texte-3) !important; }
.formulaire__pied .btn { min-width: 240px; }
.formulaire__pied .btn:disabled { opacity: .6; cursor: wait; transform: none; }
.formulaire__alternative { margin-top: 16px; font-size: .93rem; }
.piege { position: absolute !important; left: -9999px; width: 1px; height: 1px; overflow: hidden; }
@media (max-width: 760px) {
  .champs { grid-template-columns: 1fr; }
  .champ--large, .champs .champ--large:first-child { grid-column: auto; }
  .formulaire fieldset, .formulaire__pied { padding-left: 18px; padding-right: 18px; }
  .formulaire__alerte { margin: 16px 18px 0; }
  .formulaire__pied .btn { width: 100%; min-width: 0; }
}

/* Page de remerciement */
.page-hero--centre { text-align: center; padding: clamp(64px, 10vw, 120px) 0; }
.page-hero--centre h1, .page-hero--centre .page-hero__intro { margin-left: auto; margin-right: auto; }
.page-hero--centre .page-hero__cta { justify-content: center; }
.merci-icone { width: 72px; height: 72px; margin: 0 auto 24px; border-radius: 50%; display: grid; place-items: center; background: var(--vert-clair); color: var(--vert-fonce); border: 1px solid #D6EF95; }
.merci-icone svg { width: 34px; height: 34px; }
.formulaire legend + .champs { clear: both; }

/* ==========================================================
   PAGES SIMPLES (légales, contact, plan du site)
   ========================================================== */
.page-simple { max-width: 860px; padding-top: clamp(40px, 6vw, 64px); padding-bottom: clamp(56px, 8vw, 88px); }
.page-simple .contenu > section { margin-bottom: 40px; }
.page-simple h2 { font-size: clamp(1.3rem, 2.2vw, 1.6rem); }
.fiche { display: grid; grid-template-columns: 220px 1fr; gap: 0; border: 1px solid var(--bord); border-radius: var(--rayon); overflow: hidden; margin: 8px 0 16px; }
.fiche dt, .fiche dd { margin: 0; padding: 12px 16px; border-bottom: 1px solid var(--bord); font-size: .95rem; }
.fiche dt { background: var(--fond-2); font-weight: 800; color: var(--texte); }
.fiche dd { color: var(--texte-2); }
.fiche dt:last-of-type, .fiche dd:last-of-type { border-bottom: 0; }
@media (max-width: 600px) {
  .fiche { grid-template-columns: 1fr; }
  .fiche dt { border-bottom: 0; padding-bottom: 2px; }
}

/* Page contact */
.contact-grille { display: grid; grid-template-columns: 340px minmax(0, 1fr); gap: 40px; align-items: start; padding-top: clamp(40px, 6vw, 64px); padding-bottom: clamp(56px, 8vw, 88px); }
.coordonnees { display: grid; gap: 14px; }
.coordonnee { display: flex; gap: 14px; align-items: flex-start; padding: 18px; border: 1px solid var(--bord); border-radius: var(--rayon); background: #fff; }
.coordonnee__icone { width: 44px; height: 44px; border-radius: 12px; flex-shrink: 0; display: grid; place-items: center; background: var(--bleu-clair); color: var(--bleu-fonce); }
.coordonnee__icone svg { width: 22px; height: 22px; }
.coordonnee strong { display: block; font-size: .82rem; letter-spacing: .06em; text-transform: uppercase; color: var(--texte-3); margin-bottom: 2px; }
.coordonnee a, .coordonnee span { font-weight: 800; color: var(--texte); text-decoration: none; font-size: 1.05rem; line-height: 1.4; }
.coordonnee a:hover { color: var(--bleu-fonce); }
.coordonnee small { display: block; font-size: .88rem; color: var(--texte-3); font-weight: 400; margin-top: 2px; }
@media (max-width: 960px) { .contact-grille { grid-template-columns: 1fr; } }

/* Plan du site */
.plan { columns: 2; column-gap: 40px; }
.plan > div { break-inside: avoid; margin-bottom: 28px; }
.plan h2 { font-size: 1.1rem; margin-bottom: 10px; }
@media (max-width: 600px) { .plan { columns: 1; } }
.champ--double { grid-column: span 2; } @media (max-width: 760px) { .champ--double { grid-column: auto; } }

/* ==========================================================
   PAGES PILIERS (Particuliers / Professionnels)
   ========================================================== */
.univers-nav { display: flex; flex-wrap: wrap; gap: 10px; list-style: none; padding: 0; margin: 0; }
.univers-nav a { display: inline-flex; align-items: center; min-height: 42px; padding: 0 18px; border-radius: 999px; background: #fff; border: 1px solid var(--bord); font-weight: 800; font-size: .95rem; color: var(--texte); text-decoration: none; }
.univers-nav a:hover { border-color: var(--bleu); color: var(--bleu-fonce); }
.bloc-univers { scroll-margin-top: 96px; }
.bloc-univers + .bloc-univers { margin-top: clamp(48px, 7vw, 80px); }
.bloc-univers__tete { display: flex; align-items: center; gap: 16px; margin-bottom: 10px; }
.bloc-univers__tete .carte-univers__icone { margin: 0; }
.bloc-univers__tete h2 { margin: 0; }
.bloc-univers > p { color: var(--texte-2); max-width: 760px; margin-bottom: 20px; }
.bloc-univers h3.sous-groupe { font-size: .82rem; letter-spacing: .08em; text-transform: uppercase; color: var(--texte-3); margin: 28px 0 12px; }
.produits { display: grid; grid-template-columns: repeat(3, 1fr); gap: 14px; list-style: none; padding: 0; margin: 0; }
.produit { scroll-margin-top: 110px; display: flex; flex-direction: column; padding: 20px 22px; border: 1px solid var(--bord); border-radius: var(--rayon); background: #fff; transition: border-color .2s; }
.produit:target { border-color: var(--bleu); box-shadow: 0 0 0 3px rgba(0,180,216,.18); }
.produit h4 { margin: 0 0 6px; font-size: 1.05rem; }
.produit p { margin: 0; font-size: .93rem; color: var(--texte-2); flex-grow: 1; }
.produit .produit__plus { margin-top: 10px; font-size: .82rem; font-weight: 800; color: var(--vert-fonce); }
.produit .lien-fleche { margin-top: 12px; font-size: .93rem; }
.produit--vedette { background: linear-gradient(150deg, var(--bleu-clair), #fff 60%); border-color: #CDEFF6; }
.bandeau-devis { display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 14px; margin-top: 20px; padding: 18px 22px; border-radius: var(--rayon); background: var(--fond-2); border: 1px solid var(--bord); }
.bandeau-devis p { margin: 0; font-weight: 700; }
.bandeau-devis .btn { min-height: 44px; }
.metiers-grille { display: grid; grid-template-columns: repeat(3, 1fr); gap: 14px; }
.metiers-grille .produit ul { list-style: none; padding: 0; margin: 6px 0 0; font-size: .92rem; color: var(--texte-2); }
.metiers-grille .produit li { padding: 3px 0; }
@media (max-width: 1000px) { .produits, .metiers-grille { grid-template-columns: 1fr 1fr; } }
@media (max-width: 620px) { .produits, .metiers-grille { grid-template-columns: 1fr; } }

/* Photo du dirigeant */
.apropos__visuel img.apropos__photo { position: relative; width: 100%; height: 100%; object-fit: cover; object-position: 50% 20%; }
@media (max-width: 920px) { .apropos__visuel:has(.apropos__photo) { aspect-ratio: 4 / 3.4; } .apropos__visuel img.apropos__photo { width: 100%; } }
.auteur img.auteur__photo { padding: 0; object-fit: cover; }

/* ==========================================================
   GUIDES
   ========================================================== */
.guides-grille { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; list-style: none; padding: 0; margin: 0 0 12px; }
.carte-guide { display: flex; flex-direction: column; padding: 24px; border: 1px solid var(--bord); border-radius: 20px; background: #fff; box-shadow: var(--ombre); transition: border-color .2s, transform .2s; }
.carte-guide:hover { border-color: var(--bleu); transform: translateY(-2px); }
.carte-guide__cat { align-self: flex-start; margin-bottom: 12px; padding: 3px 10px; border-radius: 999px; font-size: .74rem; font-weight: 800; letter-spacing: .05em; text-transform: uppercase; background: var(--bleu-clair); color: var(--bleu-fonce); }
.carte-guide__cat--vert { background: var(--vert-clair); color: var(--vert-fonce); }
.carte-guide h3 { font-size: 1.15rem; margin-bottom: 8px; }
.carte-guide h3 a { color: var(--texte); text-decoration: none; }
.carte-guide h3 a::after { content: ""; position: absolute; inset: 0; }
.carte-guide { position: relative; }
.carte-guide p { font-size: .94rem; color: var(--texte-2); flex-grow: 1; margin-bottom: 14px; }
.carte-guide__meta { font-size: .82rem; color: var(--texte-3); }
@media (max-width: 1000px) { .guides-grille { grid-template-columns: 1fr 1fr; } }
@media (max-width: 620px) { .guides-grille { grid-template-columns: 1fr; } }
.article .en-bref { margin-bottom: 40px; }
.encart-cta { margin-top: 12px; padding: 26px 28px; border-radius: 20px; background: linear-gradient(135deg, var(--bleu-clair), #F7FCEB); border: 1px solid #D5EEF4; }
.encart-cta h2 { font-size: 1.3rem; margin-bottom: 8px; }
.encart-cta p { margin-bottom: 16px; }
.encart-cta .btn { margin: 0 8px 8px 0; }

/* Liens vers des sources externes */
a[target="_blank"]::after { content: "\2197"; display: inline-block; margin-left: 2px; font-size: .8em; text-decoration: none; opacity: .7; }
.pied a[target="_blank"]::after, .btn[target="_blank"]::after { content: none; }

/* Liens vers des sources externes */
a[target="_blank"]::after { content: "\2197"; display: inline-block; margin-left: 2px; font-size: .8em; text-decoration: none; opacity: .7; }
.pied a[target="_blank"]::after, .btn[target="_blank"]::after { content: none; }